American Express Membership Rewards Credit Card
American Express · Credit card

American Express Membership Rewards Credit Card

A credit card from American Express. Facts below come from the issuer's own documents. Network: Amex.

AE
Annual fee
₹4,500
Fee waiver
Spend ₹1,50,000 a year
Rewards
  • 1 Membership Rewards Point per ₹50

Benefits & rewards

Issuer information
Rewards
  • 1 Membership Rewards Point per ₹50
Reward cap
None
Does not earn on
Fuel, insurance and utility (electricity, water and gas bills) payments. · Any EMI option selected from a merchant’s website e.g. · Online shopping with Amazon or Flipkart etc. · A Chip and PIN transaction at Croma retail store etc. · Effective March 15, 2020.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹4,500
Joining fee
₹1,000
Fee waiver
Spend ₹1,50,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Age 18+ · Income ₹4,50,000 salaried · ₹6,00,000 self-employed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against American Express's own pages. Only independently approved changes appear here.

  1. Reward exclusions
    Changed
    fuel, insurance, utilities, cash, EMI at POSfuel, insurance and utility (electricity, water and gas bills) payments; any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. Effective March 15, 2020; any EMI option selected from a merchant’s website and on any EMI option selected at Merchant’s terminal effective March 15, 2020

    Reward exclusions changed from fuel, insurance, utilities, cash, EMI at POS to fuel, insurance and utility (electricity, water and gas bills) payments; any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. Effective March 15, 2020; any EMI option selected from a merchant’s website and on any EMI option selected at Merchant’s terminal effective March 15, 2020

    Verified 20 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.