American Express Platinum Travel Credit Card
A credit card from American Express. Facts below come from the issuer's own documents. Network: Amex.

- 1 Membership Rewards Point per ₹50
Benefits & rewards
Issuer information- Rewards
- 1 Membership Rewards Point per ₹50
- Reward cap
- None
- Lounge access
- Included — 2 per quarter · domestic airport lounges · Priority Pass
- Does not earn on
- Fuel, insurance, utilities, cash, EMI at POS.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹5,000
- Joining fee
- ₹5,000
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Salaried or self-employed · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against American Express's own pages. Only independently approved changes appear here.
- EligibilityChanged600000 salaried; 600000 self-employed; age 18over 18 years of age; Indian or multinational bank's savings or current account in India; good credit history and no payment defaults; personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed); permanent residential address in India; if self-employed: company trading for more than 12 months; If self-employed: company has been trading for more than 12 months; issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition
Eligibility changed from 600000 salaried; 600000 self-employed; age 18 to over 18 years of age; Indian or multinational bank's savings or current account in India; good credit history and no payment defaults; personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed); permanent residential address in India; if self-employed: company trading for more than 12 months; If self-employed: company has been trading for more than 12 months; issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition
Verified 21 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.