American Express Platinum Travel Credit Card
American Express · Credit card

American Express Platinum Travel Credit Card

A credit card from American Express. Facts below come from the issuer's own documents. Network: Amex.

American Express Platinum Travel Credit Card card artwork
Annual fee
₹5,000
Fee waiver
Not listed
Rewards
  • 1 Membership Rewards Point per ₹50

Benefits & rewards

Issuer information
Rewards
  • 1 Membership Rewards Point per ₹50
Reward cap
None
Lounge access
Included — 2 per quarter · domestic airport lounges · Priority Pass
Does not earn on
Fuel, insurance, utilities, cash, EMI at POS.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹5,000
Joining fee
₹5,000
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against American Express's own pages. Only independently approved changes appear here.

  1. Eligibility
    Changed
    600000 salaried; 600000 self-employed; age 18over 18 years of age; Indian or multinational bank's savings or current account in India; good credit history and no payment defaults; personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed); permanent residential address in India; if self-employed: company trading for more than 12 months; If self-employed: company has been trading for more than 12 months; issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition

    Eligibility changed from 600000 salaried; 600000 self-employed; age 18 to over 18 years of age; Indian or multinational bank's savings or current account in India; good credit history and no payment defaults; personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed); permanent residential address in India; if self-employed: company trading for more than 12 months; If self-employed: company has been trading for more than 12 months; issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition

    Verified 21 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.