American Express · Credit card
American Express SmartEarn Credit Card
A credit card from American Express. Facts below come from the issuer's own documents. Network: American Express.
Annual fee
₹495
Fee waiver
Spend ₹40,000 a year
Rewards
- General 10X Membership Rewards points
- 5X Partner (Amazon) 5X Membership Rewards points
Benefits & rewards
Issuer information- Rewards
- General 10X Membership Rewards points
- 5X Partner (Amazon) 5X Membership Rewards points
- Reward cap
- 500 points per month (10X Flipkart/Uber/BookMyShow) — 500 points per month (10X EaseMyTrip/Zomato) — 250 points per month (5X Amazon)
- Does not earn on
- Fuel, insurance, utilities, cash, EMI at POS.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹495
- Joining fee
- ₹0
- Fee waiver
- Spend ₹40,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Salaried or self-employed · Age 18+ · Income ₹4,50,000 salaried · ₹6,00,000 self-employed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.