AU Small Finance Bank · Credit card

InstaPay RuPay

A credit card from AU Small Finance Bank. Facts below come from the issuer's own documents. Network: RuPay.

InstaPay RuPay card artwork
Annual fee
₹349
Fee waiver
Spend ₹0 a year
Rewards
  • Dining, groceries, and more 1% cashback
  • Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets 1% cashback

Benefits & rewards

Issuer information
Rewards
  • Dining, groceries, and more 1% cashback
  • Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets 1% cashback
Reward cap
100 reward points per statement cycle
Lounge access
Included
Does not earn on
Ineligible MCCs. · Transactions below 200.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹349
Joining fee
₹0
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.