Vetta
AU Small Finance Bank · Credit card

Vetta

A credit card from AU Small Finance Bank. Facts below come from the issuer's own documents. Network: RuPay.

Vetta card artwork
Annual fee
₹2,999
Fee waiver
Spend ₹1,50,000 a year
Rewards
  • Grocery and Departmental stores 4 Reward Points per ₹100 spent
  • Other Merchant categories 2 Reward Points per ₹100 retail spends
  • Insurance, utility & telecom 1 Reward Point per ₹100 spent

Benefits & rewards

Issuer information
Rewards
  • Grocery and Departmental stores 4 Reward Points per ₹100 spent
  • Other Merchant categories 2 Reward Points per ₹100 retail spends
  • Insurance, utility & telecom 1 Reward Point per ₹100 spent
Reward cap
100 Reward Points per transaction on Utility & Telecom
Lounge access
Included
Does not earn on
Cash, rent, education, government, EMI, fuel, BBPS, transportation, quasi cash.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹2,999
Joining fee
₹2,999
Fee waiver
Spend ₹1,50,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Age 21+ · Income ₹21 salaried · ₹25 self-employed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against AU Small Finance Bank's own pages. Only independently approved changes appear here.

  1. Annual fee
    Changed
    ₹349₹2,999

    Annual fee changed from ₹349 to ₹2,999

    Verified 23 Sep 2026 · previous value recorded 7 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.