AXIS BANK PRIVILEGE

Rewards

• Domestically/internationally 10 points on every ₹200 spent

Reward cap

Not available

Lounge access

Included

Does not earn on

Insurance payments do not earn EDGE REWARD Points. · Rent payments do not earn EDGE REWARD Points. · Fuel transactions do not earn EDGE REWARD Points. · 1% fuel surcharge waiver available separately (₹400-₹4,000, max ₹400/cycle). · Educational services payments do not earn EDGE REWARD Points. · Utility payments do not earn EDGE REWARD Points. · Transactions with government MCCs do not earn EDGE REWARD Points. · EDGE REWARD points are debited for credit card transactions converted to EMI. · On cancellation of EMI, points are not credited back to the original transaction.

Annual fee

₹1,500

Joining fee

₹1,500

Fee waiver

Spend ₹5,00,000 in a year

Foreign purchases

3.5% markup on international spends

Eligibility

Salaried or self-employed · Age 18–70 · Income not disclosed

How this works

Axis Bank does not publish a product-specific minimum income figure for the Privilege credit card. Official product page (https://www.axis.bank.in/cards/credit-card/privilege-credit-card-with-unlimited-benefits, 2026-06-09) states: 'The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.' Proof of income via latest payslip / Form 16 / IT Return is required for salaried applicants, but no minimum monthly or annual income threshold is specified by the issuer. The Axis Bank credit card listing page mentions ₹15,000 per month as a generic minimum across all cards — this is not a product-specific figure and cannot be applied to the Privilege card without official confirmation. Axis Bank does not publish a product-specific minimum income figure for self-employed applicants for the Privilege credit card. Official product page (https://www.axis.bank.in/cards/credit-card/privilege-credit-card-with-unlimited-benefits, 2026-06-09) states criteria are 'only indicative' and the bank reserves the right to approve or decline applications. IT Return is accepted as proof of income for self-employed applicants per the documentation requirements listed on the product page. No minimum ITR or annual income threshold is specified by the issuer for this product.

Repayment

Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.