BOBCARD · Credit card

BOBCARD ETERNA

A credit card from BOBCARD. Facts below come from the issuer's own documents.

Annual fee

₹2,499

Fee waiver

Not listed

Rewards

Benefits & rewards

Issuer information

Rewards: Dining 5X Rewards: 15 Reward Points per ₹100 on dining
Travel 5X Rewards: 15 Reward Points per ₹100 on Travel spends
International 5X Rewards: 15 Reward Points per ₹100 on International spends
Online shopping 5X Rewards: 15 Reward Points per ₹100 on online shopping spends
Other categories (base rate) 3 Reward Points per ₹100 on other categories
Reward cap: 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle
Lounge access: Included
Does not earn on: Fuel transactions (no reward points are earned on fuel).

Issuer information

Annual fee: ₹2,499
Joining fee: ₹0
Foreign purchases: 2% markup on international spends
Eligibility: Salaried or self-employed · Age 25+ · Income ₹12,00,000
Repayment: Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Issuer information

Differences found when this card's published terms were re-verified against BOBCARD's own pages. Only independently approved changes appear here.

Joining fee
Changed
₹2,499₹0 (nil)
Joining fee changed from ₹2,499 to ₹0 (nil)
Verified 22 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
Reward cap
Changed
5000 per statement cycle5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle
Reward cap changed from 5000 per statement cycle to 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle
Verified 22 Sep 2026 · previous value recorded 14 Aug 2026 · issuer page

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.