BOBCARD SELECT
BOBCARD · Credit card

BOBCARD SELECT

A credit card from BOBCARD. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.

BOBCARD SELECT card artwork
Annual fee
₹750
Fee waiver
Spend ₹70,000 a year
Rewards
  • Online spends 5X Rewards
  • Dining spends 5X Rewards
  • All other categories 1 Reward Point per ₹100
  • General cashback

Benefits & rewards

Issuer information
Rewards
  • Online spends 5X Rewards
  • Dining spends 5X Rewards
  • All other categories 1 Reward Point per ₹100
  • General cashback
Reward cap
5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle
Lounge access
Not included
Does not earn on
No Reward Points earned on fuel transactions.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹750
Joining fee
₹0
Fee waiver
Spend ₹70,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Age 25–55 · Income ₹4,80,000/year
How this works

Lower and Higher age cut-offs can be considered at BOBCARD's discretion. Bank statement reflecting salary credit for last 2 months required. Lower and Higher age cut-offs can be considered at BOBCARD's discretion. Bank statement (pdf file format) reflecting business transactions for last 3 months required.

Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against BOBCARD's own pages. Only independently approved changes appear here.

  1. Fee waiver spend
    Newly listed
    ₹70,000

    Fee waiver spend is now listed as ₹70,000

    Verified 22 Sep 2026 · issuer page
  2. Joining fee
    Changed
    ₹750₹0 (nil)

    Joining fee changed from ₹750 to ₹0 (nil)

    Verified 22 Sep 2026 · previous value recorded 7 Aug 2026 · issuer page
  3. Reward cap
    Newly listed
    5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle

    Reward cap is now listed as 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle

    Verified 22 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.