BOBCARD · Credit card

Indian Navy Varunah BOBCARD

A credit card from BOBCARD. Facts below come from the issuer's own documents. Network: RuPay.

Indian Navy Varunah BOBCARD card artwork
Annual fee
₹2,499
Fee waiver
Spend ₹1,50,000 a year
Rewards
  • Travel, Online, Dining & International Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Dining Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Online Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Any other category 3 Reward Points per ₹100
  • General 1 reward point = ₹0.25

Benefits & rewards

Issuer information
Rewards
  • Travel, Online, Dining & International Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Dining Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Online Spends 5X Rewards i.e 15 Reward Points per ₹100
  • Any other category 3 Reward Points per ₹100
  • General 1 reward point = ₹0.25
Reward cap
5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle
Lounge access
Included
Does not earn on
Fuel.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹2,499
Joining fee
₹2,499
Fee waiver
Spend ₹1,50,000 in a year
Foreign purchases
2% markup on international spends
Eligibility
Age 18–70 · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against BOBCARD's own pages. Only independently approved changes appear here.

  1. Reward cap
    Changed
    2500 per statement cycle5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle

    Reward cap changed from 2500 per statement cycle to 5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle

    Verified 22 Sep 2026 · previous value recorded 14 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.