BOBCARD · Credit card
Indian Navy Varunah BOBCARD
A credit card from BOBCARD. Facts below come from the issuer's own documents. Network: RuPay.

Annual fee
₹2,499
Fee waiver
Spend ₹1,50,000 a year
Rewards
- Travel, Online, Dining & International Spends 5X Rewards i.e 15 Reward Points per ₹100
- Dining Spends 5X Rewards i.e 15 Reward Points per ₹100
- Online Spends 5X Rewards i.e 15 Reward Points per ₹100
- Any other category 3 Reward Points per ₹100
- General 1 reward point = ₹0.25
Benefits & rewards
Issuer information- Rewards
- Travel, Online, Dining & International Spends 5X Rewards i.e 15 Reward Points per ₹100
- Dining Spends 5X Rewards i.e 15 Reward Points per ₹100
- Online Spends 5X Rewards i.e 15 Reward Points per ₹100
- Any other category 3 Reward Points per ₹100
- General 1 reward point = ₹0.25
- Reward cap
- 5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle
- Lounge access
- Included
- Does not earn on
- Fuel.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹2,499
- Joining fee
- ₹2,499
- Fee waiver
- Spend ₹1,50,000 in a year
- Foreign purchases
- 2% markup on international spends
- Eligibility
- Age 18–70 · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against BOBCARD's own pages. Only independently approved changes appear here.
- Reward capChanged2500 per statement cycle5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle
Reward cap changed from 2500 per statement cycle to 5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle
Verified 22 Sep 2026 · previous value recorded 14 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.