BOBCARD · Credit card

IRCTC BOBCARD

A credit card from BOBCARD. Facts below come from the issuer's own documents. Network: RuPay.

Annual fee

₹350

Fee waiver

Not listed

Rewards

Departmental store purchases 4 Reward Points per ₹100
Other categories 2 Reward Points per ₹100
Other categories, including train ticket purchases on IRCTC Website and Mobile App 2 Reward Points per ₹100
General 1% cashback

Benefits & rewards

Issuer information

Rewards: Departmental store purchases 4 Reward Points per ₹100
Other categories 2 Reward Points per ₹100
Other categories, including train ticket purchases on IRCTC Website and Mobile App 2 Reward Points per ₹100
General 1% cashback
Reward cap: 1000 BoB Reward Points or 250 IRCTC Travel Points per statement cycle
Lounge access: Not included
Does not earn on: Wallet, rent, fuel, government, education, insurance.

Issuer information

Annual fee: ₹350
Joining fee: ₹500
Foreign purchases: 3.5% markup on international spends
Eligibility: Salaried or self-employed · Age 21+ · Income ₹21 salaried · ₹24 self-employed
Repayment: Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.