BOBCARD · Credit card
Nainital RENAISSANCE BOBCARD
A credit card from BOBCARD. Facts below come from the issuer's own documents.
Annual fee
₹250
Fee waiver
Spend ₹25,000 a year
Rewards
- Departmental Stores & Movie 5X i.e. 5 Reward Points for every ₹100 spent
- Others 1 Reward Point for every ₹100 spent on others
Benefits & rewards
Issuer information- Rewards
- Departmental Stores & Movie 5X i.e. 5 Reward Points for every ₹100 spent
- Others 1 Reward Point for every ₹100 spent on others
- Reward cap
- 1000 Reward Points per statement on 5X categories
- Lounge access
- Not included
- Does not earn on
- Fuel.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹250
- Joining fee
- ₹0
- Fee waiver
- Spend ₹25,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Salaried or self-employed · Age 21+ · Income ₹60 salaried · ₹65 self-employed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against BOBCARD's own pages. Only independently approved changes appear here.
- Fee waiver spendNewly listed₹25,000
Fee waiver spend is now listed as ₹25,000
Verified 22 Sep 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.