DBS Bank · Credit card
DBS Spark Credit Card (Spark5/10/20)
A credit card from DBS Bank. Facts below come from the issuer's own documents.

Annual fee
₹499
Fee waiver
Not listed
Rewards
- 2 Cash Points per INR 200
- Spark5 5X after INR 10000/month
- Spark10 10X online/5X offline after INR 15000
- Spark20 20X utility/dining/grocery after INR 20000
Benefits & rewards
Issuer information- Rewards
- 2 Cash Points per INR 200
- Spark5 5X after INR 10000/month
- Spark10 10X online/5X offline after INR 15000
- Spark20 20X utility/dining/grocery after INR 20000
- Reward cap
- Spark5 3000 Cash Points per month — Spark10 5000 — Spark20 7000
- Lounge access
- Included — Spark5/10 1 domestic per quarter · Spark20 2 domestic per quarter
- Does not earn on
- Fuel, Wallet, Cash, EMI.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹499
- Joining fee
- ₹499
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Not available
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.