HDFC Bank · Credit card
Diners Club Premium
A credit card from HDFC Bank. Facts below come from the issuer's own documents. Network: Diners Club.

Annual fee
₹2,500
Fee waiver
Spend ₹3,00,000 a year
Rewards
- 4 Reward Points for every ₹200 spent
Benefits & rewards
Issuer information- Rewards
- 4 Reward Points for every ₹200 spent
- Reward cap
- 50,000 reward points per statement cycle
- Lounge access
- Included — Worldwide
- Does not earn on
- Per MITC: Grace period not applicable if balance not cleared or cash advances. · Inactive card policy: ≤30 days → closed after 7-day warning. · >1 year unused → 30-day window, else closed. · Reward points debitable for shortfalls.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹2,500
- Joining fee
- ₹2,500
- Fee waiver
- Spend ₹3,00,000 in a year
- Foreign purchases
- 2% markup on international spends
- Eligibility
- Salaried or self-employed · Age 21+ · Income ₹60,000 salaried · ₹7,20,000 self-employed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.
- Reward ratesChangedcard activation Reward points; general Reward Points; reward points to miles 1 reward point = 0.50 air mile4 Reward Points for every ₹200 spent
Reward rates changed from card activation Reward points; general Reward Points; reward points to miles 1 reward point = 0.50 air mile to 4 Reward Points for every ₹200 spent
Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.