Diners Club Privilege
HDFC Bank · Credit card

Diners Club Privilege

A credit card from HDFC Bank. Facts below come from the issuer's own documents. Network: Diners.

Diners Club Privilege card artwork
Annual fee
₹1,000
Fee waiver
Spend ₹3,00,000 a year
Rewards
  • 4 Reward Points per ₹200 on eligible retail spends
  • 20 per ₹200 on Swiggy and Zomato online food delivery (5X), with the additional 4X capped at 2,500 RP per calendar month
  • Up to 10X via SmartBuy

Benefits & rewards

Issuer information
Rewards
  • 4 Reward Points per ₹200 on eligible retail spends
  • 20 per ₹200 on Swiggy and Zomato online food delivery (5X), with the additional 4X capped at 2,500 RP per calendar month
  • Up to 10X via SmartBuy
Reward cap
2,500 reward points per calendar month on swiggy/zomato additional 4x
Lounge access
Included — 2 domestic and 1 international per quarter on Rs.60000 prior-quarter spend
Does not earn on
Wallet, rent, government.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹1,000
Joining fee
₹1,000
Fee waiver
Spend ₹3,00,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.

  1. Eligibility
    Changed
    35000 monthly salaried; 600000 self-employed; age 21Indian nationals: salaried applicants age 21–60 with monthly net salary ₹35,000; self-employed age 21–65 with annual ITR above ₹6 lakh.

    Eligibility changed from 35000 monthly salaried; 600000 self-employed; age 21 to Indian nationals: salaried applicants age 21–60 with monthly net salary ₹35,000; self-employed age 21–65 with annual ITR above ₹6 lakh.

    Verified 12 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
  2. Reward rates
    Changed
    Swiggy/Zomato 5X; other spends 4 Reward Points per Rs.2004 Reward Points per ₹200 on eligible retail spends; 20 per ₹200 on Swiggy and Zomato online food delivery (5X), with the additional 4X capped at 2,500 RP per calendar month; up to 10X via SmartBuy.

    Reward rates changed from Swiggy/Zomato 5X; other spends 4 Reward Points per Rs.200 to 4 Reward Points per ₹200 on eligible retail spends; 20 per ₹200 on Swiggy and Zomato online food delivery (5X), with the additional 4X capped at 2,500 RP per calendar month; up to 10X via SmartBuy.

    Verified 12 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.