Diners Club Rewardz

Rewards

• 3 Reward Points per ₹200 eligible spends
• 1,000 Reward Points on card activation and renewal
• Up to 5% cashback on eligible SmartBuy spends

Reward cap

15,000 reward points per statement cycle

Lounge access

Included

Does not earn on

Wallet, rent, government.

Annual fee

₹1,000

Joining fee

₹1,000

Fee waiver

Spend ₹1,00,000 in a year

Foreign purchases

3% markup on international spends

Eligibility

Salaried or self-employed · Age 21+ · Income ₹30,000 salaried · ₹3,60,000 self-employed

Repayment

Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Differences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.

1. Reward rates

   Changed
   general 3 Reward Points for every ₹200 spent; Card activation and renewal 1,000 Reward Points on card activation and renewal; spends via SmartBuy 5% cashback3 Reward Points per ₹200 eligible spends; 1,000 Reward Points on card activation and renewal; up to 5% cashback on eligible SmartBuy spends.

   Reward rates changed from general 3 Reward Points for every ₹200 spent; Card activation and renewal 1,000 Reward Points on card activation and renewal; spends via SmartBuy 5% cashback to 3 Reward Points per ₹200 eligible spends; 1,000 Reward Points on card activation and renewal; up to 5% cashback on eligible SmartBuy spends.

   Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page↗

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.