HDFC Bank · Credit card

Doctors Superia

A credit card from HDFC Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard.

DS
Annual fee
₹1,000
Fee waiver
Spend ₹1,00,000 a year
Rewards
  • 3 Reward Points per ₹200 eligible spends
  • 50% additional Reward Points on dining

Benefits & rewards

Issuer information
Rewards
  • 3 Reward Points per ₹200 eligible spends
  • 50% additional Reward Points on dining
Reward cap
Not available
Lounge access
Included
Does not earn on
Only retail purchases qualify for reward points. · Cash advance, fees, charges excluded. · Transaction amounts <Rs. · 200 earn no reward points. · 50% dining bonus restricted to Restaurant MCC (Hotel MCC excluded). · Reward points valid 2 years from date of accumulation.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹1,000
Joining fee
₹1,000
Fee waiver
Spend ₹1,00,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.

  1. Annual fee
    Changed
    Rs. 1,000 (included in membership fee of Rs. 1,000; both joining and annual combined)₹1,000

    Annual fee changed from Rs. 1,000 (included in membership fee of Rs. 1,000; both joining and annual combined) to ₹1,000

    Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Reward rates
    Changed
    general 3 Reward Points for every ₹200 you spend3 Reward Points per ₹200 eligible spends; 50% additional Reward Points on dining.

    Reward rates changed from general 3 Reward Points for every ₹200 you spend to 3 Reward Points per ₹200 eligible spends; 50% additional Reward Points on dining.

    Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.