INFINIA Metal Edition
HDFC Bank · Credit card

INFINIA Metal Edition

A credit card from HDFC Bank. Facts below come from the issuer's own documents. Network: Diners Club.

INFINIA Metal Edition card artwork
Annual fee
₹12,500
Fee waiver
Spend ₹10,00,000 a year
Rewards
  • 5 Reward Points per ₹150 eligible retail spends, including eligible insurance, utilities and education
  • Up to 10X on travel and shopping through SmartBuy

Benefits & rewards

Issuer information
Rewards
  • 5 Reward Points per ₹150 eligible retail spends, including eligible insurance, utilities and education
  • Up to 10X on travel and shopping through SmartBuy
Reward cap
2,00,000 reward points per statement cycle
Lounge access
Included
Does not earn on
No Reward Points are earned on fuel transactions.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹12,500
Joining fee
₹12,500
Fee waiver
Spend ₹10,00,000 in a year
Foreign purchases
2% markup on international spends
Eligibility
Invite only
How this works

The issuer lists this product as invite only and does not publish a minimum income threshold.

Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.

  1. Annual fee
    Changed
    VERIFIED: ₹12,500 + Applicable Taxes (post Oct 18, 2021); ₹10,000 + Applicable Taxes (pre Oct 18, 2021). Fee waiver: ₹10 lakh spend (post) or ₹8 lakh spend (pre) in preceding 12 months.₹12,500

    Annual fee changed from VERIFIED: ₹12,500 + Applicable Taxes (post Oct 18, 2021); ₹10,000 + Applicable Taxes (pre Oct 18, 2021). Fee waiver: ₹10 lakh spend (post) or ₹8 lakh spend (pre) in preceding 12 months. to ₹12,500

    Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Reward rates
    Changed
    Smartbuy Spends Earn up to 10x Reward Points on Smartbuy spends5 Reward Points per ₹150 eligible retail spends, including eligible insurance, utilities and education; up to 10X on travel and shopping through SmartBuy.

    Reward rates changed from Smartbuy Spends Earn up to 10x Reward Points on Smartbuy spends to 5 Reward Points per ₹150 eligible retail spends, including eligible insurance, utilities and education; up to 10X on travel and shopping through SmartBuy.

    Verified 12 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.