Giga Business
HDFC Bank · Debit card

Giga Business

A debit card from HDFC Bank. It spends from your account; facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.

Giga Business card artwork
Annual fee
₹250
Daily ATM limit
₹1,00,000
Network
Visa or Mastercard or RuPay

Benefits & rewards

Issuer information
Rewards
  • 2.5% Cashback Points on ₹250 spending blocks in eligible SaaS, education, restaurant and air-ticket categories
  • 1% on other eligible spending excluding government, services and insurance
  • Up to 5% via SmartBuy
  • Up to ₹6,000 cashback/year
Lounge access
Included — 4 complimentary annually
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹250
Foreign purchases
3.5% markup on international spends
ATM limit
₹1,00,000
Eligibility
Income not disclosed
Account
Linked to a HDFC Bank account; charges follow the account's schedule.

What changed

Issuer information

Differences found when this card's published terms were re-verified against HDFC Bank's own pages. Only independently approved changes appear here.

  1. Eligibility
    Newly listed
    A GIGA Savings Account by HDFC Bank is all you need to get a HDFC Bank GIGA Business Debit Card

    Eligibility is now listed as A GIGA Savings Account by HDFC Bank is all you need to get a HDFC Bank GIGA Business Debit Card

    Verified 12 Sep 2026 · issuer page
  2. Reward rates
    Changed
    2.5% value back as CashBack Points; 1% value back as CashBack Points; Up to 5% value back as CashBack Points2.5% Cashback Points on ₹250 spending blocks in eligible SaaS, education, restaurant and air-ticket categories; 1% on other eligible spending excluding government, services and insurance; up to 5% via SmartBuy; up to ₹6,000 cashback/year.

    Reward rates changed from 2.5% value back as CashBack Points; 1% value back as CashBack Points; Up to 5% value back as CashBack Points to 2.5% Cashback Points on ₹250 spending blocks in eligible SaaS, education, restaurant and air-ticket categories; 1% on other eligible spending excluding government, services and insurance; up to 5% via SmartBuy; up to ₹6,000 cashback/year.

    Verified 12 Sep 2026 · previous value recorded 2 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.