Coral

Rewards

• Retail Spend Earn Points on every ₹100 spend
• Utility and Insurance Spend Earn Points on every ₹100 spend

Reward cap

40,000 utility per statement cycle — 40,000 insurance per statement cycle — 20,000 grocery per statement cycle — 10,000 transportation per statement cycle

Lounge access

Included

Does not earn on

Cash, rent, e-wallet, fuel.

Annual fee

₹500

Joining fee

₹500

Fee waiver

Spend ₹1,50,000 in a year

Foreign purchases

3.5% markup on international spends

Eligibility

Salaried or self-employed · Income not disclosed

Repayment

Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Differences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.

1. Eligibility

   Changed
   salaried {'monthly_income_min_inr': 20000}; age {'max': 65}An Indian citizen over 21 years of age; A salaried individual with a monthly income of ₹20,000; Self-employed individual with an annual income of ₹2,40,000; You must be between the age group of 21–65 years to be eligible to apply for an ICICI Bank Coral Credit Card.; between the age group of 21–65 years

   Eligibility changed from salaried {'monthly_income_min_inr': 20000}; age {'max': 65} to An Indian citizen over 21 years of age; A salaried individual with a monthly income of ₹20,000; Self-employed individual with an annual income of ₹2,40,000; You must be between the age group of 21–65 years to be eligible to apply for an ICICI Bank Coral Credit Card.; between the age group of 21–65 years

   Verified 19 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page↗

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.