ICICI Bank · Credit card

Emirates Emeralde

A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay or American Express.

Emirates Emeralde card artwork
Annual fee
₹10,000
Fee waiver
Spend ₹0 a year
Rewards
  • 2 On International Spend
  • 2 On Domestic Spend (Emirates Skywards miles on every ₹100 spend)

Benefits & rewards

Issuer information
Rewards
  • 2 On International Spend
  • 2 On Domestic Spend (Emirates Skywards miles on every ₹100 spend)
Reward cap
Not available
Lounge access
Included — Unlimited domestic and international · Priority Pass
Does not earn on
Insurance, utility, government, education.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹10,000
Joining fee
₹10,000
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried or self-employed · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.

  1. Eligibility
    Changed
    salaried {'monthly_income_min_inr': 250000}An Indian citizen over 21 years of age; salaried employee with a monthly income of at least ₹2,50,000; self-employed with an annual income of at least ₹30,00,000; An Indian citizen over 21 years of age; A salaried employee with a monthly income of at least ₹2,50,000; Self-employed with an annual income of at least ₹30,00,000; A salaried employee with a monthly income of at least ₹2,50,000; Self-employed with an annual income of at least ₹30,00,000; An Indian citizen over 21 years of age; salaried employee with monthly income of at least ₹2,50,000; self-employed with annual income of at least ₹30,00,000

    Eligibility changed from salaried {'monthly_income_min_inr': 250000} to An Indian citizen over 21 years of age; salaried employee with a monthly income of at least ₹2,50,000; self-employed with an annual income of at least ₹30,00,000; An Indian citizen over 21 years of age; A salaried employee with a monthly income of at least ₹2,50,000; Self-employed with an annual income of at least ₹30,00,000; A salaried employee with a monthly income of at least ₹2,50,000; Self-employed with an annual income of at least ₹30,00,000; An Indian citizen over 21 years of age; salaried employee with monthly income of at least ₹2,50,000; self-employed with annual income of at least ₹30,00,000

    Verified 19 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Reward rates
    Changed
    international 2 Skywards Miles per ₹100; domestic 2 Skywards Miles per ₹1002 On International Spend; 2 On Domestic Spend (Emirates Skywards miles on every ₹100 spend)

    Reward rates changed from international 2 Skywards Miles per ₹100; domestic 2 Skywards Miles per ₹100 to 2 On International Spend; 2 On Domestic Spend (Emirates Skywards miles on every ₹100 spend)

    Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.