ICICI Bank · Credit card

Expressions

A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay or American Express.

Expressions card artwork
Annual fee
₹499
Fee waiver
Spend ₹1,50,000 a year
Rewards
  • Retail Spend Earn Points on every ₹100 spend
  • Utility and Insurance Spend Earn Points on every ₹100 spend

Benefits & rewards

Issuer information
Rewards
  • Retail Spend Earn Points on every ₹100 spend
  • Utility and Insurance Spend Earn Points on every ₹100 spend
Reward cap
40,000 utility per statement cycle — 40,000 insurance per statement cycle — 20,000 grocery per statement cycle — 10,000 transportation per statement cycle
Lounge access
Included
Does not earn on
Cash, rent, e-wallet, fuel.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹499
Joining fee
₹499
Fee waiver
Spend ₹1,50,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.