HPCL Coral
ICICI Bank · Credit card

HPCL Coral

A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay or American Express.

HPCL Coral card artwork
Annual fee
₹199
Fee waiver
Spend ₹50,000 a year
Rewards
  • 2 On Retail Spend
  • 1 On Utility & Insurance Spend (per ₹100 spend)
  • 1 On Utility & Insurance Spend per ₹100 spend
  • 2.5% cashback when the card is swiped at any HPCL fuel pump Capped at ₹100 per month

Benefits & rewards

Issuer information
Rewards
  • 2 On Retail Spend
  • 1 On Utility & Insurance Spend (per ₹100 spend)
  • 1 On Utility & Insurance Spend per ₹100 spend
  • 2.5% cashback when the card is swiped at any HPCL fuel pump Capped at ₹100 per month
Reward cap
100 per month
Lounge access
Included
Does not earn on
Cash, rent, e-wallet, fuel except American Express variant.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹199
Joining fee
₹199
Fee waiver
Spend ₹50,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Salaried · Income ₹20,000/month
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.

  1. Reward rates
    Changed
    HPCL fuel pump 2.5% cashback; HPCL fuel pump using ICICI Bank POS machine 1% cashback2 On Retail Spend; 1 On Utility & Insurance Spend (per ₹100 spend); 2 On Retail Spend; 1 On Utility & Insurance Spend per ₹100 spend; 2.5% cashback when the card is swiped at any HPCL fuel pump Capped at ₹100 per month

    Reward rates changed from HPCL fuel pump 2.5% cashback; HPCL fuel pump using ICICI Bank POS machine 1% cashback to 2 On Retail Spend; 1 On Utility & Insurance Spend (per ₹100 spend); 2 On Retail Spend; 1 On Utility & Insurance Spend per ₹100 spend; 2.5% cashback when the card is swiped at any HPCL fuel pump Capped at ₹100 per month

    Verified 19 Sep 2026 · previous value recorded 10 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.