Parakram
A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or American Express.
- Earn 1 reward point for every ₹100 spent and 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)
Benefits & rewards
Issuer information- Rewards
- Earn 1 reward point for every ₹100 spent and 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)
- Reward cap
- 1000
- Lounge access
- Included
- Does not earn on
- Cash, rent, e-wallet.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹0
- Joining fee
- ₹0
- Fee waiver
- Spend ₹0 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.
- EligibilityChangedage 21; Indian Defence and Paramilitary personnelAn Indian citizen over 21 years of age; Indian Defence and Paramilitary personnel
Eligibility changed from age 21; Indian Defence and Paramilitary personnel to An Indian citizen over 21 years of age; Indian Defence and Paramilitary personnel
Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page - Reward capChanged40,000 utility per statement cycle; 40,000 insurance per statement cycle; 10,000 transportation per statement cycle₹1,000
Reward cap changed from 40,000 utility per statement cycle; 40,000 insurance per statement cycle; 10,000 transportation per statement cycle to ₹1,000
Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page - Reward ratesChangedgeneral 1 reward point for every ₹100 spent; grocery stores 5 accelerated reward points for every ₹100 spentEarn 1 reward point for every ₹100 spent and 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)
Reward rates changed from general 1 reward point for every ₹100 spent; grocery stores 5 accelerated reward points for every ₹100 spent to Earn 1 reward point for every ₹100 spent and 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)
Verified 19 Sep 2026 · previous value recorded 6 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.