Parakram Select
ICICI Bank · Credit card

Parakram Select

A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or American Express.

Parakram Select card artwork
Annual fee
₹0
Fee waiver
Spend ₹0 a year
Rewards
  • Groceries and on purchases at department stores & Canteen Stores Departmen 10 reward points per ₹100 spent

Benefits & rewards

Issuer information
Rewards
  • Groceries and on purchases at department stores & Canteen Stores Departmen 10 reward points per ₹100 spent
Reward cap
1000
Lounge access
Included
Does not earn on
Cash, rent, e-wallet.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹0
Joining fee
₹0
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.

  1. Eligibility
    Changed
    age 21; Indian Defence and Paramilitary personnelAn Indian citizen over 21 years of age; Indian Defence and Paramilitary personnel; Indian Defence and Paramilitary personnel

    Eligibility changed from age 21; Indian Defence and Paramilitary personnel to An Indian citizen over 21 years of age; Indian Defence and Paramilitary personnel; Indian Defence and Paramilitary personnel

    Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
  2. Reward cap
    Changed
    40,000 utility per statement cycle; 40,000 insurance per statement cycle; 10,000 transportation per statement cycle₹1,000

    Reward cap changed from 40,000 utility per statement cycle; 40,000 insurance per statement cycle; 10,000 transportation per statement cycle to ₹1,000

    Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.