ICICI Bank · Credit card
Platinum Chip
A credit card from ICICI Bank. Facts below come from the issuer's own documents. Network: Visa or American Express.
Annual fee
₹99
Fee waiver
Spend ₹0 a year
Rewards
- Retail Spend Earn Points on every ₹100 spend
- Utility & Insurance Spend Earn Points on every ₹100 spend
Benefits & rewards
Issuer information- Rewards
- Retail Spend Earn Points on every ₹100 spend
- Utility & Insurance Spend Earn Points on every ₹100 spend
- Reward cap
- 40,000 utility per statement cycle — 40,000 insurance per statement cycle — 20,000 grocery per statement cycle — 10,000 transportation per statement cycle
- Lounge access
- Included
- Does not earn on
- Cash, rent, e-wallet, fuel.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹99
- Joining fee
- ₹99
- Fee waiver
- Spend ₹0 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Salaried · Income ₹20,000/month
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against ICICI Bank's own pages. Only independently approved changes appear here.
- Annual feeChanged₹0 (nil)₹99
Annual fee changed from ₹0 (nil) to ₹99
Verified 19 Sep 2026 · previous value recorded 9 Aug 2026 · issuer page - Joining feeChanged₹0 (nil)₹99
Joining fee changed from ₹0 (nil) to ₹99
Verified 19 Sep 2026 · previous value recorded 9 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.