RuPay Platinum NCMC
IDBI Bank · Debit card

RuPay Platinum NCMC

A debit card from IDBI Bank. It spends from your account; facts below come from the issuer's own documents. Network: RuPay.

RuPay Platinum NCMC card artwork
Annual fee
₹220
Daily ATM limit
₹1,00,000
Network
RuPay

Benefits & rewards

Issuer information
Rewards
  • 2 loyalty points for every ₹100 purchase
Lounge access
Included — Free Airport Lounge Access
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹220
ATM limit
₹1,00,000
Eligibility
Not available
Account
Linked to a IDBI Bank account; charges follow the account's schedule.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDBI Bank's own pages. Only independently approved changes appear here.

  1. Reward rates
    Newly listed
    2 loyalty points for every Rs. 100 purchase

    Reward rates is now listed as 2 loyalty points for every Rs. 100 purchase

    Verified 22 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.