IDBI Bank · Debit card

Visa Gold

A debit card from IDBI Bank. It spends from your account; facts below come from the issuer's own documents. Network: Visa.

Visa Gold card artwork
Annual fee
₹300
Daily ATM limit
₹75,000
Network
Visa

Benefits & rewards

Issuer information

The current official facts do not list a rewards programme for this card.

Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹300
Joining fee
₹150
Foreign purchases
3.5% markup on international spends
ATM limit
₹75,000
Eligibility
Not available
Account
Linked to a IDBI Bank account; charges follow the account's schedule.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDBI Bank's own pages. Only independently approved changes appear here.

  1. Annual fee
    Changed
    ₹220₹300

    Annual fee changed from ₹220 to ₹300

    Verified 22 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Foreign currency markup
    Newly listed
    3.5%

    Foreign currency markup is now listed as 3.5%

    Verified 22 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.