Indian Overseas Bank · Credit card
IOB VISA Signature
A credit card from Indian Overseas Bank. Facts below come from the issuer's own documents. Network: Visa.
IV
Annual fee
₹750
Fee waiver
Spend ₹1,00,000 a year
Rewards
- 1 Reward Point per ₹100
Benefits & rewards
Issuer information- Rewards
- 1 Reward Point per ₹100
- Reward cap
- Not available
- Lounge access
- Not included
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹750
- Joining fee
- See official terms
How this works
Not published by bank
- Fee waiver
- Spend ₹1,00,000 in a year
- Foreign purchases
- 2.5% markup on international spends
- Eligibility
- Salaried or self-employed · Income ₹15,000 salaried · ₹3,00,000 self-employed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.