Kotak Mahindra Bank · Credit card
Air
A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: RuPay.
Annual fee
₹999
Fee waiver
Spend ₹2,50,000 a year
Rewards
- Listing reward rate Earn 3 Air Miles per ₹100 travel spends through Kotak Unbox
Benefits & rewards
Issuer information- Rewards
- Listing reward rate Earn 3 Air Miles per ₹100 travel spends through Kotak Unbox
- Reward cap
- 5,000 reward points per statement cycle (equivalent to ₹2.5 lakh in spends)
- Lounge access
- Included
- Does not earn on
- Excluded categories are not considered.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹999
- Joining fee
- ₹999
- Fee waiver
- Spend ₹2,50,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Not available
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against Kotak Mahindra Bank's own pages. Only independently approved changes appear here.
- Reward capChanged5000 Air Miles per statement cycle on Unbox travel; then 1 Air Mile per 1005,000 per statement cycle (equivalent to ₹2.5 lakh in spends)
Reward cap changed from 5000 Air Miles per statement cycle on Unbox travel; then 1 Air Mile per 100 to 5,000 per statement cycle (equivalent to ₹2.5 lakh in spends)
Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.