Kotak Mahindra Bank · Credit card

Biz

A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: Visa.

Biz card artwork
Annual fee
₹499
Fee waiver
Spend ₹0 a year
Rewards
  • Travel and Tour Operators & Domestic Airlines, Direct Marketing services, Supermarket, Lodging
  • Hotels, Motels, Resorts 4 reward points for every ₹100
  • All other spends 1 reward points for every ₹100

Benefits & rewards

Issuer information
Rewards
  • Travel and Tour Operators & Domestic Airlines, Direct Marketing services, Supermarket, Lodging
  • Hotels, Motels, Resorts 4 reward points for every ₹100
  • All other spends 1 reward points for every ₹100
Reward cap
None on base — utility 50000 per statement cycle
Lounge access
Included
Does not earn on
Utility over 50000 per statement cycle, education, wallet, fuel, rent, government, insurance, online skill-based.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹499
Joining fee
₹299
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Self-employed · Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.