Kotak Mahindra Bank · Credit card
IndianOil Kotak
A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: RuPay.
Annual fee
₹449
Fee waiver
Spend ₹50,000 a year
Rewards
- IndianOil Fuel Spends Earn 24 Reward Points on every INR 150 spent
- Grocery and Dining spends Earn 12 Reward Points on every INR 150 spent
- All other spends Earn 3 Reward Points on every INR 150 spent
- UPI on Credit Card transactions accrue 0.5% Reward Points on every INR 150 spent
Benefits & rewards
Issuer information- Rewards
- IndianOil Fuel Spends Earn 24 Reward Points on every INR 150 spent
- Grocery and Dining spends Earn 12 Reward Points on every INR 150 spent
- All other spends Earn 3 Reward Points on every INR 150 spent
- UPI on Credit Card transactions accrue 0.5% Reward Points on every INR 150 spent
- Reward cap
- 1200 Reward Points per statement cycle on IndianOil fuel — 800 on grocery and dining
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹449
- Joining fee
- ₹449
- Fee waiver
- Spend ₹50,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Age 18+ · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.