Indigo Kotak
Kotak Mahindra Bank · Credit card

Indigo Kotak

A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: RuPay.

Indigo Kotak card artwork
Annual fee
₹1,500
Fee waiver
Spend ₹0 a year
Rewards
  • Dining and entertainment 2 IndiGo BluChips per 100
  • Other 1 IndiGo BluChip per 100

Benefits & rewards

Issuer information
Rewards
  • Dining and entertainment 2 IndiGo BluChips per 100
  • Other 1 IndiGo BluChip per 100
Reward cap
No. You can earn IndiGo BluChips for every transaction that you do without any capping.
Lounge access
Included
Does not earn on
Exclusion MCC codes.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹1,500
Joining fee
₹0
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against Kotak Mahindra Bank's own pages. Only independently approved changes appear here.

  1. Reward cap
    Changed
    noneNo. You can earn IndiGo BluChips for every transaction that you do without any capping.

    Reward cap changed from none to No. You can earn IndiGo BluChips for every transaction that you do without any capping.

    Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.