Kotak Mahindra Bank · Credit card

Indigo Kotak Premium

A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: RuPay.

Indigo Kotak Premium card artwork
Annual fee
₹3,000
Fee waiver
Not listed
Rewards
  • Up to 21 IndiGo BluChips per ₹100 spent on IndiGo flight bookings

Benefits & rewards

Issuer information
Rewards
  • Up to 21 IndiGo BluChips per ₹100 spent on IndiGo flight bookings
Reward cap
None
Lounge access
Included
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹3,000
Joining fee
₹3,000
Foreign purchases
3.5% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against Kotak Mahindra Bank's own pages. Only independently approved changes appear here.

  1. Reward rates
    Changed
    IndiGo flights up to 21 IndiGo BluChips per 100up to 21 IndiGo BluChips per ₹100 spent on IndiGo flight bookings

    Reward rates changed from IndiGo flights up to 21 IndiGo BluChips per 100 to up to 21 IndiGo BluChips per ₹100 spent on IndiGo flight bookings

    Verified 19 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.