Kotak Mahindra Bank · Credit card
Kotak Cashback+
A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.
Annual fee
₹750
Fee waiver
Spend ₹2,00,000 a year
Rewards
- Online groceries and food deliveries 5% cashback
- Online movie tickets and OTT subscriptions 5% cashback
- Fuel 3% cashback
- General 0.5% cashback
Benefits & rewards
Issuer information- Rewards
- Online groceries and food deliveries 5% cashback
- Online movie tickets and OTT subscriptions 5% cashback
- Fuel 3% cashback
- General 0.5% cashback
- Reward cap
- 750 per statement cycle — 750 per statement cycle — 750 per statement cycle
- Does not earn on
- Rent, B2B, utilities, insurance, education, government, wallet, online skill-based gaming, EMI.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹750
- Joining fee
- ₹0
- Fee waiver
- Spend ₹2,00,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Age 18+ · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against Kotak Mahindra Bank's own pages. Only independently approved changes appear here.
- Joining feeChanged₹750₹0 (nil)
Joining fee changed from ₹750 to ₹0 (nil)
Verified 19 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.