Kotak Mahindra Bank · Credit card
NRI Royale Signature
A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: RuPay.
NR
Annual fee
₹1,000
Fee waiver
Spend ₹0 a year
Rewards
- General 2 rewards points for every ₹200/- spent
- Within India 1 reward point for every ₹200/- spent within India
Benefits & rewards
Issuer information- Rewards
- General 2 rewards points for every ₹200/- spent
- Within India 1 reward point for every ₹200/- spent within India
- Reward cap
- None on base — utility 50000 per statement cycle
- Lounge access
- Included
- Does not earn on
- Utility over 50000 per statement cycle, education, wallet, fuel, rent, government, insurance, online skill-based.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹1,000
- Joining fee
- ₹0
- Fee waiver
- Spend ₹0 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Age 21+ · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.