Kotak Mahindra Bank · Credit card

Zen

A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.

Zen card artwork
Annual fee
₹1,500
Fee waiver
Spend ₹1,50,000 a year
Rewards
  • All categories up to 8 Reward Points on every ₹150 spent

Benefits & rewards

Issuer information
Rewards
  • All categories up to 8 Reward Points on every ₹150 spent
Reward cap
6500 points per billing cycle
Lounge access
Included
Does not earn on
Wallet, fuel, rent, online skill-based gaming.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹1,500
Joining fee
₹1,500
Fee waiver
Spend ₹1,50,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.