Kotak Mahindra Bank · Credit card
Zen
A credit card from Kotak Mahindra Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.

Annual fee
₹1,500
Fee waiver
Spend ₹1,50,000 a year
Rewards
- All categories up to 8 Reward Points on every ₹150 spent
Benefits & rewards
Issuer information- Rewards
- All categories up to 8 Reward Points on every ₹150 spent
- Reward cap
- 6500 points per billing cycle
- Lounge access
- Included
- Does not earn on
- Wallet, fuel, rent, online skill-based gaming.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹1,500
- Joining fee
- ₹1,500
- Fee waiver
- Spend ₹1,50,000 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Age 21+ · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.