Insignia Preferred Banking
RBL Bank · Credit card

Insignia Preferred Banking

A credit card from RBL Bank. Facts below come from the issuer's own documents. Network: Mastercard.

IP
Annual fee
₹7,000
Fee waiver
Spend ₹10,00,000 a year
Rewards
  • Domestic transactions 5 reward points for every INR 100 spent
  • International transactions 10 reward points for every INR 100 spent
  • International Spends 2X reward points

Benefits & rewards

Issuer information
Rewards
  • Domestic transactions 5 reward points for every INR 100 spent
  • International transactions 10 reward points for every INR 100 spent
  • International Spends 2X reward points
Reward cap
Not available
Lounge access
Included
Does not earn on
EMI.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹7,000
Joining fee
₹7,000
Fee waiver
Spend ₹10,00,000 in a year
Foreign purchases
1.5% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against RBL Bank's own pages. Only independently approved changes appear here.

  1. Fee waiver spend
    Changed
    ₹0 (nil)₹10,00,000

    Fee waiver spend changed from ₹0 (nil) to ₹10,00,000

    Verified 18 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
  2. Joining fee
    Changed
    ₹0 (nil)₹7,000

    Joining fee changed from ₹0 (nil) to ₹7,000

    Verified 18 Sep 2026 · previous value recorded 6 Aug 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.