SBI Card · Credit card

AURUM

A credit card from SBI Card. Facts below come from the issuer's own documents. Network: Mastercard or Visa.

AURUM card artwork
Annual fee
₹9,999
Fee waiver
Spend ₹12,00,000 a year
Rewards
  • 40,000 AURUM Reward Points on Payment of Joining Fee
  • Earn 4 ARP on every non-fuel spend of ₹ 100 on your AURUM Card. T&C Apply
  • Get 40,000 AURUM Reward Points equivalent to ₹ 10,000 on payment of your first annual fee

Benefits & rewards

Issuer information
Rewards
  • 40,000 AURUM Reward Points on Payment of Joining Fee
  • Earn 4 ARP on every non-fuel spend of ₹ 100 on your AURUM Card. T&C Apply
  • Get 40,000 AURUM Reward Points equivalent to ₹ 10,000 on payment of your first annual fee
Reward cap
Not available
Lounge access
Included
Does not earn on
Fuel.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹9,999
Joining fee
₹9,999
Fee waiver
Spend ₹12,00,000 in a year
Foreign purchases
1.99% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against SBI Card's own pages. Only independently approved changes appear here.

  1. Lounge access
    Newly listed
    Included

    Lounge access is now listed as Included

    Verified 13 Sep 2026 · issuer page
  2. Card network
    Newly listed
    Mastercard, Visa

    Card network is now listed as Mastercard, Visa

    Verified 13 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.