SBI Card · Credit card
AURUM
A credit card from SBI Card. Facts below come from the issuer's own documents. Network: Mastercard or Visa.

Annual fee
₹9,999
Fee waiver
Spend ₹12,00,000 a year
Rewards
- 40,000 AURUM Reward Points on Payment of Joining Fee
- Earn 4 ARP on every non-fuel spend of ₹ 100 on your AURUM Card. T&C Apply
- Get 40,000 AURUM Reward Points equivalent to ₹ 10,000 on payment of your first annual fee
Benefits & rewards
Issuer information- Rewards
- 40,000 AURUM Reward Points on Payment of Joining Fee
- Earn 4 ARP on every non-fuel spend of ₹ 100 on your AURUM Card. T&C Apply
- Get 40,000 AURUM Reward Points equivalent to ₹ 10,000 on payment of your first annual fee
- Reward cap
- Not available
- Lounge access
- Included
- Does not earn on
- Fuel.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹9,999
- Joining fee
- ₹9,999
- Fee waiver
- Spend ₹12,00,000 in a year
- Foreign purchases
- 1.99% markup on international spends
- Eligibility
- Not available
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against SBI Card's own pages. Only independently approved changes appear here.
- Lounge accessNewly listedIncluded
Lounge access is now listed as Included
Verified 13 Sep 2026 · issuer page - Card networkNewly listedMastercard, Visa
Card network is now listed as Mastercard, Visa
Verified 13 Sep 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.