South Indian Bank SimplySAVE SBI Card

Rewards

• 1 Reward Point per ₹150 spent and 10 Reward Points for every ₹150 spent on accelerated categories, as applicable

Reward cap

5,000 reward points per month

Lounge access

Included

Does not earn on

Except fuel.

Annual fee

₹499

Joining fee

₹499

Fee waiver

Spend ₹1,00,000 in a year

Foreign purchases

3.5% markup on international spends

Eligibility

Age 21+ · Income not disclosed

Repayment

Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Differences found when this card's published terms were re-verified against SBI Card's own pages. Only independently approved changes appear here.

1. Fee waiver spend

   Changed
   ₹50,000₹1,00,000

   Fee waiver spend changed from ₹50,000 to ₹1,00,000

   Verified 13 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page↗
2. Reward rates

   Changed
   Dining, Movies, Departmental Stores and Grocery 10X Reward Points; all other spends 1 Reward Point1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories, as applicable

   Reward rates changed from Dining, Movies, Departmental Stores and Grocery 10X Reward Points; all other spends 1 Reward Point to 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories, as applicable

   Verified 13 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page↗

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.