Titan SBI Card
SBI Card · Credit card

Titan SBI Card

A credit card from SBI Card. Facts below come from the issuer's own documents. Network: Visa.

Titan SBI Card card artwork
Annual fee
₹2,999
Fee waiver
Spend ₹3,00,000 a year
Rewards
  • 3% value back as gift vouchers at Tanishq
  • 5% cashback at Mia, CaratLane and Zoya
  • 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata
  • 6 Reward Points per ₹100 on all other categories outside Titan spends

Benefits & rewards

Issuer information
Rewards
  • 3% value back as gift vouchers at Tanishq
  • 5% cashback at Mia, CaratLane and Zoya
  • 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata
  • 6 Reward Points per ₹100 on all other categories outside Titan spends
Reward cap
Not available
Lounge access
Included
Does not earn on
Except fuel. · Fuel, wallet upload, property rental, utilities categories.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹2,999
Joining fee
₹2,999
Fee waiver
Spend ₹3,00,000 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against SBI Card's own pages. Only independently approved changes appear here.

  1. Fee waiver spend
    Changed
    ₹50,000₹3,00,000

    Fee waiver spend changed from ₹50,000 to ₹3,00,000

    Verified 13 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Reward rates
    Changed
    spends at Tanishq 3% cashback; spends at Mia, CaratLane & Zoya 5% cashback; spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata 7.5% cashback; all other categories outside Titan spends 6 Reward Points per Rs. 100; Chemist, Pharmacy, Sports, Dining and Movies 10 Reward Points per Rs. 100; all other spends 2 Reward Points per Rs. 1003% value back as gift vouchers at Tanishq; 5% cashback at Mia, CaratLane and Zoya; 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata; 6 Reward Points per ₹100 on all other categories outside Titan spends

    Reward rates changed from spends at Tanishq 3% cashback; spends at Mia, CaratLane & Zoya 5% cashback; spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata 7.5% cashback; all other categories outside Titan spends 6 Reward Points per Rs. 100; Chemist, Pharmacy, Sports, Dining and Movies 10 Reward Points per Rs. 100; all other spends 2 Reward Points per Rs. 100 to 3% value back as gift vouchers at Tanishq; 5% cashback at Mia, CaratLane and Zoya; 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata; 6 Reward Points per ₹100 on all other categories outside Titan spends

    Verified 13 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.