Union Bank of India · Credit card
UNICORN
A credit card from Union Bank of India. Facts below come from the issuer's own documents. Network: RuPay.

Annual fee
₹2,400
Fee waiver
Spend ₹3,00,000 a year
Rewards
- Birthday Month Earn 5X Rewards
- Monthly Milestone Earn 5X rewards
- Annual Milestone Additional 2000 rew
Benefits & rewards
Issuer information- Rewards
- Birthday Month Earn 5X Rewards
- Monthly Milestone Earn 5X rewards
- Annual Milestone Additional 2000 rew
- Reward cap
- 10,000 reward points per month
- Lounge access
- Included
- Does not earn on
- Jewellery, Fuel, Cash withdrawal, Bitcoin, wallet loading, Alcohol, wine shops, Insurance.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹2,400
- Joining fee
- ₹2,400
- Fee waiver
- Spend ₹3,00,000 in a year
- Foreign purchases
- 3% markup on international spends
- Eligibility
- Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.