Union Bank of India · Credit card
Union UNI CARBON
A credit card from Union Bank of India. Facts below come from the issuer's own documents. Network: RuPay.

Annual fee
₹550
Fee waiver
Spend ₹1,00,000 a year
Rewards
- HPCL outlets spend 4% cashback
- HP Pay App of HPCL through UNI CARB rd for payment at HPCL outlets through HP Pay App 1.5% cashback
- General 1.5% cashback
- Non-fuel transactions 2 points for every ₹100 spend
- Fuel purchase 1% cashback
Benefits & rewards
Issuer information- Rewards
- HPCL outlets spend 4% cashback
- HP Pay App of HPCL through UNI CARB rd for payment at HPCL outlets through HP Pay App 1.5% cashback
- General 1.5% cashback
- Non-fuel transactions 2 points for every ₹100 spend
- Fuel purchase 1% cashback
- Reward cap
- 150 per statement cycle
- Lounge access
- Not included
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹550
- Joining fee
- ₹499
- Fee waiver
- Spend ₹1,00,000 in a year
- Foreign purchases
- 3% markup on international spends
- Eligibility
- Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.