Wish Credit Card
Utkarsh Small Finance Bank · Credit card

Wish Credit Card

A credit card from Utkarsh Small Finance Bank. Facts below come from the issuer's own documents. Network: RuPay.

WC
Annual fee
₹0
Fee waiver
Spend ₹0 a year
Rewards
  • Mobile Recharge, FASTag, DTH, Cable TV, Electricity, Mobile Postpaid, Broadband/Landline, Prepaid Meter, Piped Gas via PhonePe Bill Payments 3% reward points
  • Preferred Merchants 1% reward points
  • All offline merchants 1% reward points

Benefits & rewards

Issuer information
Rewards
  • Mobile Recharge, FASTag, DTH, Cable TV, Electricity, Mobile Postpaid, Broadband/Landline, Prepaid Meter, Piped Gas via PhonePe Bill Payments 3% reward points
  • Preferred Merchants 1% reward points
  • All offline merchants 1% reward points
Reward cap
Not available
Lounge access
Included
Does not earn on
Govt related transactions. · Agriculture / Contractor Services MCCs. · Rent payments/ Wallet loads / gift or prepaid card loads / voucher purchase. · Purchase of gold / jewellery. · Insurance / Post Office / Transit / Utilities. · Education. · Fuel. · Cash advances. · Payment of Outstanding Balances. · Payment of card fees and other charges. · All types of EMI transactions (EasyEMI/SmartEMI, Dial -an- EMI etc).
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹0
Joining fee
₹0
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.