YES Bank · Credit card
Cashback Plus
A credit card from YES Bank. Facts below come from the issuer's own documents. Network: RuPay.
Annual fee
₹1,499
Fee waiver
Spend ₹0 a year
Rewards
- Utility bill payments 5% cashback
- All other spends except fuel 0.75% cashback
- Movie spend & Grocery spend 0.75% cashback
- Utility bills payments 0.75% cashback
Benefits & rewards
Issuer information- Rewards
- Utility bill payments 5% cashback
- All other spends except fuel 0.75% cashback
- Movie spend & Grocery spend 0.75% cashback
- Utility bills payments 0.75% cashback
- Reward cap
- 100 per statement cycle — 100 per statement cycle — 750 per statement cycle
- Lounge access
- Not included
- Does not earn on
- Fuel.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Fee waiver
- Spend ₹0 in a year
- Foreign purchases
- 3.5% markup on international spends
- Eligibility
- Salaried or self-employed · Age 21+ · Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
What changed
Issuer informationDifferences found when this card's published terms were re-verified against YES Bank's own pages. Only independently approved changes appear here.
- Foreign currency markupChanged3.4%3.5%
Foreign currency markup changed from 3.4% to 3.5%
Verified 23 Sep 2026 · previous value recorded 6 Aug 2026 · issuer page
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.