YES Bank · Credit card

FREO

A credit card from YES Bank. Facts below come from the issuer's own documents. Network: Visa or Mastercard or RuPay.

FR
Annual fee
₹399
Fee waiver
Spend ₹1,00,000 a year
Rewards
  • General 1% cashback
  • Fuel No cashback on fuel (1% fuel surcharge waiver only)
  • Rent No cashback on rent
  • Utility No cashback on utility payments
  • Wallet No cashback on wallet loads
  • Government No cashback on government spends
  • Cash No cashback on ATM withdrawal / cash advance
  • Emi No cashback on EMI transactions or fees/charges

Benefits & rewards

Issuer information
Rewards
  • General 1% cashback
  • Fuel No cashback on fuel (1% fuel surcharge waiver only)
  • Rent No cashback on rent
  • Utility No cashback on utility payments
  • Wallet No cashback on wallet loads
  • Government No cashback on government spends
  • Cash No cashback on ATM withdrawal / cash advance
  • Emi No cashback on EMI transactions or fees/charges
Reward cap
Not available
Lounge access
Not included
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹399
Joining fee
₹0
Fee waiver
Spend ₹1,00,000 in a year
Foreign purchases
3.4% markup on international spends
Eligibility
Salaried or self-employed · Age 21+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.