Ashva
IDFC FIRST Bank · Credit card

Ashva

A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents. Network: Visa.

Ashva card artwork
Annual fee
₹2,999
Fee waiver
Not listed
Rewards
  • Hotel via app 30X
  • Flight via app 15X
  • Incremental spends above 20000 in a statement cycle up to 10X
  • 1X = 1 reward point per 150

Benefits & rewards

Issuer information
Rewards
  • Hotel via app 30X
  • Flight via app 15X
  • Incremental spends above 20000 in a statement cycle up to 10X
  • 1X = 1 reward point per 150
Reward cap
Credit limit per billing cycle
Lounge access
Included
Does not earn on
Government, wallet. · 1X on insurance, utility, railways, FASTag.
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹2,999
Joining fee
₹2,999
Foreign purchases
0% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDFC FIRST Bank's own pages. Only independently approved changes appear here.

  1. Foreign currency markup
    Changed
    1%0%

    Foreign currency markup changed from 1% to 0%

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.