IDFC FIRST Bank · Credit card
Business Multiplier
Online GST and other tax transaction up to 10 Reward points for every online GST and other tax transaction
Annual fee
₹1,000
Private
IDFC FIRST Bank
Discover cards and the offers connected to them. 37 active cards · 1 verified offer.
Explore IDFC FIRST Bank cards
Compare benefits, costs and the everyday experience.
Card catalogue · August 2026 snapshot
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37 cards
IDFC FIRST Bank · Credit card
FIRST Classic
Dining, Travel, and International purchases and spends done on your birthday 10X Reward Points · Eligible spends 3X Reward Points
Annual fee
₹0
IDFC FIRST Bank · Credit card
FIRST Millennia
Dining, Travel, and International purchases and spends done on your birthday 10X Reward Points · Spends up to ₹20,000 in a statement cycle 3X never-expiring reward points
Annual fee
₹0
IDFC FIRST Bank · Credit card
FIRST Select
Dining, travel and international purchases, and birthday spends 10X Reward Points · All other eligible spend categories 3X Reward Points
Annual fee
₹0
IDFC FIRST Bank · Credit card
FIRST Wealth
UPI Spends up to 3X Reward Points · First EMI transaction 5% cashback
Annual fee
₹0
IDFC FIRST Bank · Credit card
FIRST WOW!
Online, offline, domestic and international spends (base) up to 4X Reward Points · Insurance premium, utility bill payments, FASTag recharges and railway spends 1X Reward Point
Annual fee
₹0
IDFC FIRST Bank · Credit card
FIRST WOW! Black
Travel Bookings via IDFC FIRST Bank Mobile App 1 Reward Point = ₹0.5 · First EMI within 30 days 5% cashback
Annual fee
₹750
IDFC FIRST Bank · Credit card
Hello Cashback
3% cashback on eligible online spends up to ₹10,000 per statement cycle · 5% on incremental eligible online spends above ₹10,000. 1% on UPI via the bank app, in-store swipes and essential categories. Bank-app hotel/flight bookings earn an additional 1%. Online cashback capped at ₹1,000 and total cashback at ₹1,500 per statement cycle. Essential-category and fuel spends do not count toward the online milestone
Annual fee
₹1,000
IDFC FIRST Bank · Credit card
FIRST Private
Per ₹150 of eligible spend: 10 points domestic · 5 points international
Annual fee
₹25,000
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What changed on IDFC FIRST Bank cards
Terms that differed from our previous record when the issuer's pages were re-verified.
- FIRST Corporate · Annual fee changed from ₹2,000 to ₹0 (nil)11 Sep 2026
- Business Max · Eligibility is now listed as Age 18 or above; business with registered GST; minimum IDFC FIRST Bank fixed deposit ₹10,000. Aadhaar number and physical PAN card required for video KYC.11 Sep 2026
- Business Multiplier · Eligibility is now listed as Businesses with registered GST; Create or link a minimum fixed deposit of ₹50,00011 Sep 2026
- FIRST Millennia · Eligibility changed from 300000 annual income to Annual income of ₹3 lakhs or more11 Sep 2026
- FIRST Select · Eligibility changed from 1200000 annual income to Annual income of ₹12 lakhs or more11 Sep 2026
- FIRST Wealth · Eligibility changed from 3600000 annual income to Annual income of ₹36 lakhs or more11 Sep 2026
- FIRST WOW! Black · Eligibility is now listed as Age Limit Criteria: 18 to 80 years; Indian citizen with a current and permanent residential address; Link an IDFC FIRST Bank Fixed Deposit of at least ₹20,00011 Sep 2026
- Hello Cashback · Eligibility is now listed as Age 18–80; no credit score required; minimum fixed deposit ₹10,000.11 Sep 2026
Offers on IDFC FIRST Bank cards
Each offer names the exact card it applies to.
1 offer
BookMyShowInstant discount
Discountsee terms
Up to ₹750 off on BookMyShow movies, F&B and non-movies (IDFC FIRST Private)
IDFC FIRST Bank card