IDFC FIRST Bank · Credit card

Business Max

A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents.

BM
Annual fee
₹0
Fee waiver
Not listed
Rewards
Not listed

Benefits & rewards

Issuer information

The current official facts do not list a rewards programme for this card.

Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹0
Joining fee
₹0
Foreign purchases
0% markup on international spends
Eligibility
Age 18+ · Income not disclosed
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDFC FIRST Bank's own pages. Only independently approved changes appear here.

  1. Eligibility
    Newly listed
    Age 18 or above; business with registered GST; minimum IDFC FIRST Bank fixed deposit ₹10,000. Aadhaar number and physical PAN card required for video KYC.

    Eligibility is now listed as Age 18 or above; business with registered GST; minimum IDFC FIRST Bank fixed deposit ₹10,000. Aadhaar number and physical PAN card required for video KYC.

    Verified 11 Sep 2026 · issuer page
  2. Foreign currency markup
    Changed
    1.5%0%

    Foreign currency markup changed from 1.5% to 0%

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.