IDFC FIRST Bank · Credit card
FIRST WOW!
A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents. Network: Visa.

Annual fee
₹0
Fee waiver
Spend ₹0 a year
Rewards
- Online, offline, domestic and international spends (base) up to 4X Reward Points
- Insurance premium, utility bill payments, FASTag recharges and railway spends 1X Reward Point
- UPI spends up to 3X reward points
Benefits & rewards
Issuer information- Rewards
- Online, offline, domestic and international spends (base) up to 4X Reward Points
- Insurance premium, utility bill payments, FASTag recharges and railway spends 1X Reward Point
- UPI spends up to 3X reward points
- Reward cap
- Not available
- Lounge access
- Included
- Does not earn on
- Insurance, utility, FASTag, railway earn 1X not 4X.
Fees, eligibility & repayment
Issuer information- Annual fee
- ₹0
- Joining fee
- ₹0
- Fee waiver
- Spend ₹0 in a year
- Foreign purchases
- 0% markup on international spends
- Eligibility
- Income not disclosed
- Repayment
- Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.
Cardholder experience
Experience notesNo admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.
Offers on this card
No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.