FIRST Purchase
IDFC FIRST Bank · Credit card

FIRST Purchase

A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents. Network: Visa.

FIRST Purchase card artwork
Annual fee
₹0
Fee waiver
Spend ₹0 a year
Rewards
  • Up to 150bps rebate on your spends

Benefits & rewards

Issuer information
Rewards
  • Up to 150bps rebate on your spends
Reward cap
Not available
Lounge access
Included
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹0
Joining fee
₹0
Fee waiver
Spend ₹0 in a year
Foreign purchases
3.5% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDFC FIRST Bank's own pages. Only independently approved changes appear here.

  1. Reward rates
    Changed
    international transactions 10X Reward Points; domestic transactions 3X Reward Pointsup to 150bps rebate on your spends

    Reward rates changed from international transactions 10X Reward Points; domestic transactions 3X Reward Points to up to 150bps rebate on your spends

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.